Have you got a nice spot for rebates? The fresh new Citi Money back Card offers so you can 6% discount into grocery store commands and more.
It’s suitable for go out-to-go out investing getting moneysmart people that always discover rebates instead off benefits.
During that writing, if you make an application for the latest Citi Cash return cards of today until October 30, 2019 and just have accepted, you’ll discovered P5,100000 worth of SM Present Ticket since your desired gift.
So help’s view what the Citi Cash return cards has to offer, and its own small print. Find out if this card is truly a beneficial “daily amount of enjoyment” as claimed.
How come the new Citi Cash back Card work?
The latest Citi Cash back Card is advised for those who invest regarding food and resources. To find as much as 6% rebate, you will have to use the card on using classes for example given that power, pharmacy instructions, food, and a lot more, and you will invest at least P10,100.
Take a look at this decide to try calculation obtained from the official Citibank web site. This new wide variety are merely advice and does not think about your own report out of account.
[ Source: Screengrab out of Citi Cash return Borrowing from the bank page, 08 October 2019]
A family group off five – expenses P15,100000 on the goods and you will Meralco debts, and you may P10,one hundred thousand into power, dining, and you may recreation, will have a whole cashback out-of P1,000 for each declaration times.
Once again, the fresh new amounts are different dependent on their actual expenses.
You can located up to P1,100 cash back for each report month, that’s all in all, P12,000 for the entire 12 months.
Basically, you get such rebates so long as you meet the terminology and you will conditions.
For those who’re not living in the Metro Manila, you could have particular second thoughts about it card since the 2% rebate are tied up with Meralco, which isn’t in other provinces.
Essentially, this card is far more suited to a household of step three-4 having a reliable earnings, residing in Town Manila or in the suburbs, and it has a monthly household expenses of about P30,000.
For many who’re only starting at the office having typically about P20,000-P25,100000 income, this card is not a good fit. Your don’t must find yourself overspending only to get the six% rebate whenever there are additional options getting younger professionals as you.
Since most other Citibank playing cards, you are able to it cards into the #Love2Click advertisements having on line product sales. Delight in exclusive coupons within Zalora, Agoda, Scheduling.com and you will Winery Philippines, just to label a number of.
What can you receive regarding the Citi Cash return mastercard?
You might redeem rebates at a minimum from P1.00 plus in increments. The new rebates try upcoming credited for you personally.
In order to redeem cash credit, you should log in to www.citibank.com.ph/thankyou or upload an enthusiastic Sms, if you utilize the exact same cellular number your inserted with Citi. Only stick to the structure, RWDSREDEEMLast 4 digits of Citi and you will publish it in order to 29480 (elizabeth.grams. RWDSREDEEM 1234 Bucks one hundred).
Remember that the latest redeemed rebates are not experienced money towards the cards and certainly will’t be employed to counterbalance your minimal matter owed.
Other options to help you Citi Money back Card
For individuals who’lso are not happy towards the Citi Cash back credit, there are many possibilities offering to 5% rebate.
Such as for example, brand new Eastwest Casual Titanium offers up so you can 5% discount toward basic principles, but you also need to dedicate to most other kinds.
Cover Financial Over Cashback is actually a competitor, also, as it offers four-tiered rebates all the way to 5% on food, fuel, resources, shopping, and you can restaurants.
Eastwest Bank Casual Titanium – doing 5% rebate toward rules
You can aquire to 5% rebate on basic principles eg grocery store, fuel deals, and drugstore orders. It’s and best for parents to help you take control of your low-crucial and you can crucial sales.
But so you’re able to be eligible for the 5% discount, you need to invest no less than P10,one hundred thousand into the most other investing kinds, instance resort housing, food, amusement, and selecting for each billing period.
So it credit also offers a month-to-month rebate cover away from P1,100.
Safety Lender Complete Cashback – up to 5% rebate on the four expenses classes
Which cashback card offers in order to 5% promotion on these five investing categories: 5% on grocery store commands, 4% to your stamina, 3% for the utilities, 2% toward dining, and step 1% on the shopping.
The best thing about which card is that having utilities, they’re not only restricted to Meralco expense. And you will score fuel rebates at the participating gas stations across the country, if or not your energy up on Layer, Caltex or Petron.
While the Informal Titanium, so it credit keeps a rebate cover off P1,100 four weeks.
As well as the rebates you get, in addition, you discover prize things. Secure step one award section for each and every P20 you may spend. Make use of collected things to receive heavens miles, coupon codes, and a lot more.
Very, what exactly do you see new Citi Cash back card? Do you believe they suits your daily requires and complete life? Inform us on the comments lower than!